Your Money,
Everywhere.

A fully regulated European IBAN account in your pocket. Send, receive and hold 30+ currencies, pay with Visa or Mastercard, and get real-time notifications on every transaction.

30+
Currencies
Instant
SEPA transfers
Free
To open
4
Plans
Conmodum Personal
€ 12,480.50
Available balance
● Active
IBAN
GB29 CONM 0060 1613 3445 78
GBP
Payment Card
•••• •••• •••• 4291
J. KOWALSKI 09/27
Crypto
0.284 BTC
+4.2%
Recent transactions
Online Purchase
Today, 14:32
− €48.00
SEPA Transfer received
Yesterday, 09:10
+ €1,200.00
2FA · Biometric

Everything in one account

Built for people who live globally and spend locally.

Multi-currency IBAN

Hold EUR, GBP, USD and 27 more currencies in a single account. One IBAN, no hidden conversion.

SEPA & SWIFT Transfers

Send money across Europe instantly with SEPA Instant or globally via SWIFT. Track every transfer in real time.

Visa / Mastercard

A linked debit card accepted at 80+ million merchants. Use contactless, online, or via Apple/Google Pay.

Real-time Notifications

Instant push notification for every transaction. Know exactly when your money moves.

Currency Exchange

Exchange between currencies at interbank rates. No markup on weekdays — just a small fixed fee.

Account Security

Biometric login, 2FA, and AI-driven fraud detection keep your account protected around the clock.

Up and running in minutes

No branch visits. No paperwork. Fully digital onboarding from anywhere in the world.

1
Register

Create your account with email and password. Takes under 2 minutes.

2
Verify Identity

Upload your ID and selfie. KYC is processed in 1–2 business hours.

3
Get Your IBAN

Your personal IBAN is issued instantly once KYC is approved.

4
Fund & Spend

Top up via bank transfer, and your card is ready to use anywhere.

Simple, honest pricing

No hidden fees. Upgrade or downgrade anytime.

Standard
Free
  • Personal IBAN
  • 2 SEPA transfers/mo free
  • Visa debit card (virtual)
  • 1% FX fee
Most Popular
Premium
€250/yearly
  • Unlimited SEPA transfers
  • Physical + virtual card
  • 0% FX fee
  • SWIFT transfers included
  • Priority support
Platinium
€350/yearly
  • Everything in Premium
  • Dedicated account manager
  • Metal card
  • Crypto wallet included
  • Lounge access

Protected at every layer

Your personal account is shielded by military-grade encryption, real-time monitoring, and multi-layer authentication. We treat your security as a non-negotiable standard — not an afterthought.

Biometric Authentication

Face ID or fingerprint login. Only you can access your account — no passwords to steal.

Two-Factor Authentication

Every login and transaction confirmed via 2FA. Adaptive risk scoring triggers additional checks automatically.

Instant Fraud Alerts

AI-powered monitoring flags suspicious activity the moment it happens. Freeze your card in one tap.

256-bit
AES encryption
24/7
Fraud monitoring
6
Regulated jurisdictions
ISO
27001 certified

Open your account today.

Join over 5,400 customers who trust Conmodum Bank for their everyday banking.