Exclusive Access to Next-Generation Regulated Financial Infrastructure.
Conmodum Bank Group is an international fintech ecosystem built by a team with 15+ years of industry experience. We are building a seamless bridge between traditional banking (SEPA/SWIFT, VISA/MasterCard) and digital assets.
Our strength lies in our proprietary regulated licenses across 6 jurisdictions (UK, Poland, Germany, Comoros, Kyrgyzstan, Canada) and our unique, in-house ConmodumNET platform.
- 🇬🇧 United Kingdom
- 🇨🇦 Canada
- 🇩🇪 Germany
- 🇵🇱 Poland
- 🇰🇬 Kyrgyzstan
- 🇰🇲 Comoros Islands
To develop the ecosystem together with the tech community, we are opening a special early access round. As a recognition of your support at the start, the first participants will receive a 10% discount on the token base value. This means: 1 CBGST token = 0.90 EUR (instead of the standard base value of 1.00 EUR).
Join the Ecosystem at the Early Stages of Global Scaling.
We are opening an exclusive opportunity for select partners to join our ecosystem at the early stages of its global scaling. Program participants gain not just a status, but tangible tools to optimize their financial operations.
Instant upgrade to Premium/Platinum status, granting significantly reduced (up to 0%) fees on personal SEPA/SWIFT and crypto transactions.
Enhanced limits for payment processing and the issuance of corporate VISA/MasterCard cards.
Spaces in the Early Supporter Program are limited and allocated to select partners on a rolling basis.
One Platform. Every Financial Service You Need.
From virtual IBANs to ATM networks — ConmodumNET covers every dimension of modern finance under one regulated roof.
Virtual IBANs & Payments
Issue virtual IBANs and process transactions via SEPA, SEPA Instant, SWIFT, Faster Payments, and CHAPS — for both corporates and private individuals.
Prepaid & Debit Cards
Virtual and plastic Mastercard/Visa cards, available 24/7, accepted worldwide. Instant issuance for individuals and businesses.
Payment Acquiring
Multi-gateway, multi-currency payment processing with seamless API integration for e-commerce businesses of any size.
Crypto Wallets & Exchange
In-house crypto infrastructure supporting BTC, ERC-20, TRC-20, and Solana — enabling fast, secure conversions between crypto and fiat.
ATM Network
Our own ATM network across 4 countries — and growing. Deposit cash, withdraw funds, buy crypto, and send money worldwide.
6 Licensed Jurisdictions
Operating under valid financial licenses across UK, Poland, Germany, Comoros, Kyrgyzstan, and Canada — fully compliant, fully operational.
Compliance First.
Investments are routed through the newly established Conmodum Holding Ltd (UK). It holds the IP (ConmodumNET) and brand rights but does not directly provide regulated financial services, eliminating the need for its own FCA license and minimizing regulatory risk for investors.
Fully automated compliance checks. Hard-coded geographic blocking at the IP and BIN levels for 60+ sanctioned or high-risk jurisdictions (including Russia, Belarus, Iran, etc.).
A Utility Participation Token — Not a Security.
The CBGST token is strictly a Utility Participation Token, not a security. It serves as a tamper-proof digital certificate reflecting the investor's rights established in the internal Holding registry and the Profit Sharing Agreement — ensuring full compliance with the EU's MiCA regulation and UK FCA rules.
Eliminates any risk of the issuance being classified as an illegal Security Token Offering (STO)
A utility digital certificate (TRC-20) confirming your ecosystem status and granting access to future platform upgrades
Contractual rights recorded in the internal Holding registry, alongside the digital certificate
Expected capital appreciation over 1–2 years, driven by ATM rollout, PAPSS integration in Africa, and UAE/Asia expansion
"A tamper-proof digital certificate — not a speculative token."
A Valuation Backed by Tangible, Verifiable Assets.
The internal strategic valuation uses a conservative Sum-of-the-Parts (SOTP) methodology, backed by tangible, verifiable assets — not speculation.
Projected net profit is set to double from €237,500 (2025) to €495,000 (2026), driven by economies of scale as the ATM rollout and PAPSS integration expand the platform into Africa, the UAE, and Asia.
How It Works.
Participation is formalized through an individual cooperation agreement and a standard KYC/AML verification process. All rights and obligations are governed exclusively by the terms of the agreement and the internal regulations of Conmodum Holding Ltd (UK).
Eligibility
Open globally to natural persons and corporate investors, subject to standard KYC/AML verification. Automated geographic blocking applies to 60+ sanctioned or high-risk jurisdictions (including Russia, Belarus, and Iran). This offer is not directed to retail investors in the United Kingdom, the United States, or any other jurisdiction where such distribution is restricted by law.
Our Assets.
Conmodum Bank Group companies operate under valid financial licenses in multiple jurisdictions, with full AML/KYC compliance.
Your participation is backed by an operating business — not a speculative token or unregulated scheme.
Full AML/KYC compliance, holding licenses in key jurisdictions.
Monthly turnover of €5–20 million, with over 180 active corporate and private accounts.
Proprietary full-stack ConmodumNET platform (12 modules — from Escrow and ICO to multi-channel payments).
Active rollout of the Crypto-ATM network across Europe and preparation for PAPSS integration to expand into UAE and Asian markets.
Legal Notice: This material is for informational purposes only and does not constitute a public offer, a securities prospectus, or investment advice. The Conmodum Participation Token is a utility digital certificate for accessing ecosystem features and is not classified as a financial instrument, security, or investment vehicle. Any economic benefits (including fee reductions) are provided exclusively under the terms of an individual cooperation agreement.
This offer is not directed to retail investors in the United Kingdom, the United States, or any other jurisdiction where such distribution is restricted by law. Prospective participants are advised to seek independent legal advice. All operations are subject to strict KYC/AML verification.
The CBGST token is not an investment contract or a security. All investor rights are governed exclusively by the Profit Sharing Agreement and the internal regulations of Conmodum Holding Ltd. Prospective investors are advised to seek independent legal and financial advice.
Become an Early Supporter of Conmodum Bank Group.
Join a select group of partners gaining early access to the CBGST ecosystem — backed by a regulated, multi-jurisdictional financial group.
Have questions? Contact our investor relations team at invest@conmodumnet.com