Business Banking.
Built to Scale.

A full-featured business banking platform — multi-currency IBANs, sub-accounts per department, multi-user approval workflows, Open Banking API, and complete accounting integration.

Unlimited
Sub-accounts
PSD2
Open Banking
30+
Currencies
API
Full access
Conmodum Business
€ 284,910.00
Total available balance
● Verified
Business IBAN
GB29 CONM 0060 8814 9920 01
EUR
Sub-Accounts
Operations € 42,300
Payroll € 18,500
Reserve € 75,000
Team Access
8 Users
3 roles active
Merchant Acquiring — This month
€ 94,210
Total volume
1,482
Transactions
+12.4%
vs last month
API Connected

Complete business banking infrastructure

Everything your finance team needs, nothing they don't.

Business IBAN

A dedicated business IBAN with unlimited sub-accounts per currency, department, or project. Full SEPA and SWIFT support.

Multi-user Roles

Add team members with granular permissions — viewer, approver, or admin. Require dual authorisation for large transfers.

Open Banking API

Full PSD2-compliant API for account information and payment initiation. OAuth 2.0 auth, webhooks on every event.

Reporting & Analytics

Real-time cash flow dashboards, spending by category and entity, CSV/PDF export for accountants.

ERP & Accounting Integrations

Native connectors for Xero, QuickBooks, Sage and SAP. Auto-reconcile transactions with your ledger.

FX & Treasury

Lock in FX rates with forward contracts. Hold 30+ currencies and convert at interbank rates with no hidden markup.

Open your business account in 48 hours

Streamlined KYB process with a dedicated onboarding manager assigned to your company.

1
Apply Online

Submit your company documents and director details via our secure portal.

2
KYB Review

Our compliance team verifies your business within 24–48 hours.

3
Account Activated

Receive your business IBAN, API credentials and dashboard access.

Transparent business pricing

Scale your plan as your business grows.

Starter
€49/mo
  • Business IBAN
  • 3 sub-accounts
  • 50 SEPA transfers/mo
  • 2 users
Best Value
Business
€149/mo
  • Unlimited sub-accounts
  • Unlimited transfers
  • Unlimited users
  • Open Banking API
  • Accounting integrations
Enterprise
Custom
  • Everything in Business
  • Dedicated account manager
  • White-label option
  • SLA-backed uptime
  • Custom API rate limits

Banking-as-a-Service.
Built for developers.

The Conmodum Open Banking API gives your development team full programmatic access to payments, accounts, FX, and compliance data. REST endpoints, webhooks, and a full sandbox — everything you need to integrate financial infrastructure in days, not months.

REST API & Webhooks

Full REST API with real-time webhooks for transactions, compliance events, and balance updates. OAuth 2.0 authentication.

Sandbox Environment

Test your integration with full sandbox parity — no real money, identical API behaviour. Go live with confidence.

Batch Payments

Submit thousands of payments in a single API call. Ideal for payroll runs, mass payouts, and supplier payments.

POST /v1/payments/send
{
  "from_account": "GB29CONM...",
  "to_iban": "DE89370...",
  "amount": 5000.00,
  "currency": "EUR",
  "reference": "INV-2024-001"
}
200 OK
{
  "status": "processed",
  "tx_id": "TXN-9482710",
  "settled_at": "2024-03-15T09:42Z"
}
REST API Webhooks Sandbox

Your business deserves better banking.

Apply online in 10 minutes. Account activated within 48 hours.